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Applying for a retirement pension (Murcia)

Application to the Instituto Nacional de la Seguridad Social (INSS, national Social Security institute) for the ordinary contributory retirement pension.

Who: In 2026: people aged 65 with at least 38 years and 3 months of contributions, or aged 66 years and 10 months with fewer; minimum 15 years of contributions, 2 of them within the last 15.

Our English summary of the official information, which is in Spanish (official name: Solicitar la pensión de jubilación).

Checked against the official pages on 11 October 2026.

Our English translation; the official pages and forms are in Spanish.

Cost
No cost: the official information on the procedure does not mention any fee
Time limit
As a general rule, the application is submitted within the 3 months before or after you stop working.

What you need

  • DNI or NIE
  • Completed retirement application form
  • Bank details for payment
  • Supporting documents indicated on the form for your case

Step by step, online

  1. 1Go to Tu Seguridad Social with a digital certificate or Cl@ve
  2. 2Without a certificate or Cl@ve, use the INSS platform for procedures without a certificate: validate your email and attach a photo of your DNI or NIE
  3. 3Fill in the retirement application and attach the documents
  4. 4Sign with the code you receive and keep the receipt

Step by step, in person

  1. 1Book an appointment on the Social Security online office
  2. 2Go to the assigned CAISS (Social Security office) in Murcia with the documents
  3. 3Hand in the application and keep the receipt

Where

  • Centro de Atención e Información de la Seguridad Social (CAISS, Social Security office) in Murcia, by appointment

The age and contribution requirements change every year; those shown are the ones in force for 2026.

Official sources

This guide summarises these official pages (in Spanish; the page titles are theirs). Amounts and deadlines are those they publish; if they change, the official page prevails.

Frequently asked questions

What documents do I need for “Applying for a retirement pension”?

According to the official information: DNI or NIE; Completed retirement application form; Bank details for payment and Supporting documents indicated on the form for your case.

How much does “Applying for a retirement pension” cost?

According to the official page: No cost: the official information on the procedure does not mention any fee.

Where is it done?

It is done online or in person; it is handled by Seguridad Social (Social Security). Online, on its official website or e-office. In person: Centro de Atención e Información de la Seguridad Social (CAISS, Social Security office) in Murcia, by appointment.

Do I need an appointment?

Yes, for in-person service: book it on the official appointment website or by calling 901 10 65 70 / 91 541 25 30.

How long does it take?

According to the official page: As a general rule, the application is submitted within the 3 months before or after you stop working.

Who can do it?

According to the official information: In 2026: people aged 65 with at least 38 years and 3 months of contributions, or aged 66 years and 10 months with fewer; minimum 15 years of contributions, 2 of them within the last 15.

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